| INSTITUTION | ANNUITY | ANNUITY | COST PER | |
| RATE | APR | 1000 | ||
| AIB Group | ||||
| AIB 1YR FIX EXIST | 4.40 | 3.88 | 6.264 | |
| AIB 1YR FIX NEW BUS | 3.35 | 3.77 | 5.718 | |
| AIB 2YR FIX NEW & EX | 4.49 | 3.97 | 6.312 | |
| AIB 3YR FIX NEW & EX | 4.65 | 4.10 | 6.398 | |
| AIB 4YR FIX NEW & EX | 4.80 | 4.24 | 6.479 | |
| AIB 5YR FIX NEW & EX | 4.86 | 4.36 | 6.512 | |
| AIB 6YR FIX NEW & EX | 4.92 | 4.48 | 6.544 | |
| AIB 7YR FIX NEW & EX | 4.97 | 4.60 | 6.572 | |
| AIB 8YR FIX NEW & EX | 4.99 | 4.69 | 6.583 | |
| AIB 9YR FIX NEW & EX | 5.05 | 4.81 | 6.616 | |
| AIB 10YR FIX NEW & EX | 5.10 | 4.91 | 6.643 | |
| AIB STAND'D VAR'BLE | 3.75 | 3.81 | 5.923 | |
| AIB TKR LTV>60% >=250K | 3.60 | 3.66 | 5.846 | |
| AIB TKR LTV>60% <250K | 3.75 | 3.81 | 5.923 | |
| AIB TRACKER LTV <=60% | 3.45 | 3.50 | 5.769 | |
| BankofIrelandMortgages | ||||
| BOI 1YR FIX NEW BUS | 3.78 | 3.80 | 5.940 | |
| BOI 1YR FIX EX | 4.29 | 3.90 | 6.210 | |
| BOI 2YR FIX NEW BUS | 4.19 | 3.90 | 6.150 | |
| BOI 2YR FIX EX | 4.39 | 3.90 | 6.260 | |
| BOI 3YR FIX NEW & EX | 4.49 | 4.00 | 6.310 | |
| BOI 4YR FIX NEW & EX | 4.59 | 4.10 | 6.370 | |
| BOI 5YR FIX NEW & EX | 4.75 | 4.30 | 6.450 | |
| BOI 10YR FIX NEW & EX | 4.99 | 4.80 | 6.580 | |
| BOI 20YR FIX NEW & EX | 5.35 | 5.50 | 6.780 | |
| BOI 1YR DIS TRK +0.85 | 3.35 | 3.80 | 5.720 | |
| BOI 2YR DIS TRK +0.95 | 3.45 | 3.70 | 5.770 | |
| BOI VARIABLE NEW & EX | 3.99 | 4.10 | 6.050 | |
| TRK95>250KLTV<60%NEW | 3.45 | 3.50 | 5.770 | |
| TRK105>500KLTV N/ANEW | 3.55 | 3.60 | 5.820 | |
| TRK110>250KLTV N/ANEW | 3.60 | 3.60 | 5.850 | |
| TRK125 AVAIL TO ALL | 3.75 | 3.80 | 5.920 | |
| TRK90>700KLTV N/A NEW | 3.40 | 3.40 | 5.740 | |
| Bank of Scotland | ||||
| BOS 2YR FIX 31MAR08 | 4.08 | 3.88 | 6.100 | |
| BOS 3YR FIX 31MAR09 | 4.18 | 3.95 | 6.160 | |
| BOS 5YR FIX 31MAR11 | 4.38 | 4.12 | 6.260 | |
| 2YR DIS TKR > 75% | 3.20 | 3.70 | 5.650 | |
| 2YR DIS TKR <= 75% | 2.95 | 3.44 | 5.520 | |
| VARIABLE | 3.74 | 3.80 | 5.920 | |
| TRACK RATE < 60% | 3.50 | 3.56 | 5.800 | |
| TRACK RATE < 85% | 3.75 | 3.82 | 5.930 | |
| EBS Building Society | ||||
| 1YR FIX NEW & EX | 4.35 | 3.90 | 6.250 | |
| 2YR FIX NEW & EX | 4.60 | 4.00 | 6.380 | |
| 3YR FIX NEW & EX | 4.75 | 4.20 | 6.460 | |
| 4YR FIX NEW & EX | 4.85 | 4.30 | 6.520 | |
| 5YR FIX NEW & EX | 4.90 | 4.40 | 6.540 | |
| 10YR FIX NEW & EX | 5.20 | 5.10 | 6.710 | |
| EBS TRACKER | 3.75 | 3.90 | 5.930 | |
| VARIABLE | 3.75 | 3.90 | 5.930 | |
| EBS TKR LTV>80% >250K | 3.60 | 3.70 | 5.850 | |
| EBS TKR LTV<=80% >750K | 3.30 | 3.40 | 5.700 | |
| EBS TKR LTV<=80% >375K | 3.49 | 3.60 | 5.790 | |
| EBS TKR LTV<=80% >250K | 3.55 | 3.60 | 5.830 | |
| EBS TKR LTV<=60% >250K | 3.50 | 3.60 | 5.800 | |
| First Active | ||||
| 1YR NEW | 3.40 | 3.70 | 5.748 | |
| 2YR FIX EX | 4.09 | 3.80 | 6.107 | |
| 2YR FIX NEW | 4.09 | 3.80 | 6.107 | |
| 3YR FIX EX | 4.49 | 4.00 | 6.321 | |
| 3YR FIX NEW | 4.49 | 4.00 | 6.321 | |
| 5YR FIX EX | 4.69 | 4.20 | 6.430 | |
| 5YR FIX NEW | 4.69 | 4.20 | 6.430 | |
| 10YR FIX EX | 4.89 | 4.70 | 6.539 | |
| 10YR FIX | 4.89 | 4.70 | 6.539 | |
| TRACKER <250K ALL LTVS | 3.65 | 3.70 | 5.877 | |
| VARIABLE | 4.03 | 4.10 | 6.076 | |
| TRACK250K-500K >80%LTV | 3.60 | 3.70 | 5.851 | |
| TRACKER 500K+ >80% LTV | 3.40 | 3.50 | 5.748 | |
| TRACK250K-500K <80%LTV | 3.45 | 3.50 | 5.774 | |
| TRACKER 500K+ <80% LTV | 3.25 | 3.30 | 5.672 | |
| F/ACT CUR AC MOR EX | 3.54 | 3.60 | 5.820 | |
| F/ACT CUR AC MOR NEW | 3.54 | 3.60 | 5.820 | |
| ICS Building Society | ||||
| 1YR FIX 31/5/07 EX | 4.29 | 3.90 | 6.210 | |
| 1YR FIX 31/5/07 NEW | 3.78 | 3.80 | 5.940 | |
| 2YR FIX 30/5/08 NEW | 4.19 | 3.90 | 6.160 | |
| 2YR FIX 30/5/08 EX | 4.39 | 4.00 | 6.270 | |
| 3YR FIX 29/5/09 ALL | 4.49 | 4.10 | 6.320 | |
| 4YR FIX 31/5/10 ALL | 4.59 | 4.20 | 6.380 | |
| 5YR FIX 31/5/11 ALL | 4.75 | 4.30 | 6.460 | |
| 10YR FIX 31/5/16 ALL | 4.99 | 4.80 | 6.590 | |
| ICS 1YR DIS TRK +0.85 | 3.35 | 3.80 | 5.720 | |
| ICS 2YR DIS TRK +0.95 | 3.45 | 3.70 | 5.770 | |
| ICS VARIABLE | 3.99 | 4.10 | 6.050 | |
| TRK125 AVAIL TO ALL | 3.75 | 3.80 | 5.930 | |
| TRK90>700KLTV N/A NEW | 3.40 | 3.50 | 5.750 | |
| TRK95>250KLTV<60%NEW | 3.45 | 3.50 | 5.770 | |
| TRK100>400KLTV N/ANEW | 3.50 | 3.60 | 5.800 | |
| TRK110>250KLTV>60%NEW | 3.60 | 3.70 | 5.850 | |
| IIB Homeloans | ||||
| 1YR FIX NEW | 3.79 | 4.01 | 5.950 | |
| 1YR FIX EX | 4.39 | 4.08 | 6.270 | |
| 2YR FIX EX | 4.59 | 4.17 | 6.380 | |
| 2YR FIX NEW | 4.39 | 4.05 | 6.270 | |
| 3YR FIX NEW & EX | 4.69 | 4.26 | 6.430 | |
| 5YR FIX NEW & EX | 4.79 | 4.45 | 6.480 | |
| IIB 12MTH DIS VAR NEW | 3.19 | 3.94 | 5.640 | |
| IIB 12MTH DIS TKR>150K | 3.19 | 3.75 | 5.640 | |
| IIB<92%LTV>150<250KNEW | 3.75 | 3.82 | 5.930 | |
| IIB <92% LTV >250K NEW | 3.60 | 3.66 | 5.850 | |
| IIB <92% LTV <150K NEW | 3.90 | 3.97 | 6.010 | |
| IIB STAND'D VAR NEW&EX | 3.95 | 4.02 | 6.030 | |
| IIB <75% LTV >300K NEW | 3.45 | 3.51 | 5.770 | |
| Irish Nationwide B.S. | ||||
| INBS 2YR FIX NEW BUS | 4.19 | 4.10 | 6.160 | |
| INBS 3YR FIX NEW BUS | 4.24 | 4.15 | 6.190 | |
| INBS 4YR FIX NEW BUS | 4.45 | 4.30 | 6.300 | |
| INBS 5YR FIX NEW BUS | 4.49 | 4.35 | 6.320 | |
| TRACKER<=60% MTGS>250K | 3.49 | 3.55 | 5.790 | |
| TRACKER >60% MTGS>250K | 3.98 | 4.05 | 6.050 | |
| INBS VARIABLE NEW BUS | 3.98 | 4.10 | 6.050 | |
| permanent tsb | ||||
| PTSB 1YR FIX EX | 4.10 | 3.90 | 6.110 | |
| PTSB 1YR FIX NEW | 3.45 | 3.90 | 5.770 | |
| PTSB 2YR FIX EX | 4.40 | 4.00 | 6.270 | |
| PTSB 2YR FIX NEW | 4.25 | 4.00 | 6.190 | |
| PTSB 3YR FIX EX | 4.54 | 4.10 | 6.350 | |
| PTSB 3YR FIX NEW | 4.45 | 4.10 | 6.300 | |
| PTSB 4YR FIX | 4.69 | 4.30 | 6.430 | |
| PTSB 5YR FIX | 4.79 | 4.40 | 6.480 | |
| PTSB 7YR FIX | 4.89 | 4.60 | 6.540 | |
| PTSB 10YR FIX | 4.99 | 4.90 | 6.590 | |
| VARIABLE | 3.85 | 3.90 | 5.980 | |
| TRACKER 100K - 250K | 3.75 | 3.80 | 5.930 | |
| TRACKER 250K+ | 3.60 | 3.70 | 5.850 | |
| TRACKER > 750K | 3.40 | 3.50 | 5.750 | |
| DISCOUNT VAR | 3.19 | 3.80 | 5.640 | |
| PTSB 2YR DISCOUNT VAR | 3.49 | 3.70 | 5.790 | |
| DISC VAR LTV 50% | 2.99 | 3.80 | 5.540 | |
| National Irish Bank | ||||
| NIB 2YR FIX 06/2008 | 3.80 | 4.00 | 5.960 | |
| NIB 3YR FIX 06/2009 | 3.95 | 4.10 | 6.040 | |
| NIB 5YR FIX 06/2011 | 4.20 | 4.20 | 6.170 | |
| ECB TRACKER < 60% LTV | 3.29 | 3.30 | 5.690 | |
| NIB VARIABLE | 3.99 | 4.10 | 6.060 | |
| NIB OFFSET 50K - 100K | 3.69 | 3.80 | 5.900 | |
| ECB TRACKER 2 | 3.75 | 3.80 | 5.930 | |
| NIB OFFSET 100K - 350K | 3.59 | 3.70 | 5.850 | |
| NIB OFFSET 350K+ | 3.49 | 3.50 | 5.800 | |
| ECB TKR >60% <=80% LTV | 3.49 | 3.50 | 5.800 | |
| Ulster Bank | ||||
| UB INVEST FIX 30/06/08 | 4.39 | 4.10 | 6.270 | |
| UB FIXED 30/06/08 | 4.39 | 4.10 | 6.270 | |
| UB INVEST FIX 30/06/09 | 4.65 | 4.30 | 6.410 | |
| UB FIXED 30/06/09 | 4.65 | 4.30 | 6.410 | |
| UB INVEST FIX 30/06/11 | 4.89 | 4.50 | 6.540 | |
| UB FIXED 30/06/11 | 4.89 | 4.50 | 6.540 | |
| UB STANDARD VARIABLE | 3.99 | 4.10 | 6.050 | |
| UB NB DIS VAR 31/06/07 | 3.44 | 4.00 | 5.770 | |
| UB FLEXIBLE TKR 60-92% | 3.65 | 3.70 | 5.880 | |
| UB FTB FLEX TKR >92% | 3.75 | 3.80 | 5.930 | |
| UB INVEST TKR 70-85% | 3.85 | 3.90 | 5.980 | |
| UB U FIRST FLEX 60-92% | 3.55 | 3.60 | 5.830 | |
| UB FTB U FIRST TKR>92% | 3.65 | 3.70 | 5.880 | |
| UB FLEXIBLE TKR <60% | 3.45 | 3.50 | 5.770 | |
| UB INVEST TKR <70% | 3.65 | 3.70 | 5.880 | |
| UB U FIRST FLEX TR<60% | 3.35 | 3.40 | 5.720 | |
| Rates are latest available as at 28-04-2006 | ||||
| Source :MONEYMATE from MoneyMate Limited | ||||